However, if you make a budget and review it regularly, you’ll make better financial decisions and have more confidence in your finances. And if you don’t do it regularly, you can end up with a problem that’s really difficult to overcome. Most people don’t find creating and sticking to a budget to be a lot of fun.īut the longer you put it off, the harder it is to do. To be clear: The budgeting process is to your financial health what cleaning your bathroom is to your physical health.

You’ll also want to include line items in your budget for different types of saving: emergencies, specific large purchases, and long-term/retirement. Income typically includes your wages, though it can also include things such as investment returns.Įxpenses include every dollar you spend, from housing costs and income taxes to food and fun stuff like vacations, sporting events, and going out for a nice dinner and drinks. This product is intended for the purchaser's individual or business-related uses.What is a budget? A budget is a listing of your actual income and the amount you can afford to spend on your expenses and put into savings. There will be NO RETURNS on digital files, due to the nature of the download. Thank you for visiting my shop, and please do leave a review on purchased items! Your opinion matters and highly-rated reviews help out little shops like mine to stay relevant! Need help? Any questions? Feel free to message me anytime!

Need more help? Never used Excel or Google Sheets before? No problem! Included in the PDF download is a link to an instructional video to help you along with making this spreadsheet your own and easy to use! ○ A PDF with a link to a Google Sheets copy of the spreadsheet with a link to an instructional videoĪnyone who is looking to get in control and master their finances, start a budget in a simple no-headache way, or wants to keep together the finances of multiple people! Keep track of bills, savings, and debt! One for a single person, and one for couples! ○ Two separate Excel spreadsheet downloads. Start taking control of your finances today with the Simple Monthly Budget Tracker Spreadsheet! Whether you're just starting out with budgeting or you're looking for a more streamlined solution, this spreadsheet is perfect for you. With clear, separate categories for income and all your monthly expenses, as well as easy-to-use formulas for calculating totals and tracking progress, this budget tracker will make managing your money a breeze! Looking for an easy and effective way to keep track of your monthly budget? This Simple Monthly Budget Tracker Spreadsheet is the perfect solution!ĭesigned with simplicity in mind, this spreadsheet is the perfect tool for anyone who wants to get a better handle on their finances.

Basic budgeting spreadsheet